Financial trouble in your company?
Pick what applies to you and read straight away what you can do. Jacob van Aalst thinks it through with you personally.
What are you dealing with?
Cash is running short
More is going out than coming in. Jacob lists income, fixed costs and unpaid invoices with you and looks at what can be done now: payment arrangements, factoring or lower costs.
Discuss this with JacobThe Tax Administration keeps sending reminders
Tax debt grows fast. If your company cannot pay payroll tax or VAT, file a notice of inability to pay in time. Otherwise you can become personally liable as a director. Jacob helps with the notice and a payment arrangement.
Discuss this with JacobThe bank is cancelling my credit
There is often still room to talk. With the numbers in order, you go to the bank with a well-founded plan, or look for another lender together.
Discuss this with JacobA creditor is threatening bankruptcy
It does not have to be the end. A payment arrangement, a creditor agreement (WHOA) or a restart can still be possible. The sooner you call, the more can be done.
Discuss this with JacobI want to close my company
That can be done responsibly, even with debts: through a turbo liquidation when nothing is left, otherwise through a prepared bankruptcy. Jacob helps you choose the right route and record everything properly.
Discuss this with JacobI have given a personal guarantee
Then the company also affects your private finances. Jacob maps your guarantees and the current account with your company and looks at how to limit your personal risk.
Discuss this with JacobYour situation is not listed? Tell Jacob
- Free introduction
- Confidential
Coming soonA situation check in ChatGPT, for outside office hours.
What we help with
Every situation is different. These are the three routes that fit most often.
Restructuring
The company is viable, but costs, financing or creditor agreements must change. Sometimes through a court-approved WHOA agreement.
About restructuringRestart
The healthy core continues in a new company. Staff and customers are often kept that way.
About a restartClosing down responsibly
The company is wound up carefully: a turbo liquidation when nothing is left, otherwise a prepared bankruptcy.
About closing a company with debtsTo be honest: not everyone needs us.
Sole trader, partnership or freelancer
You are often entitled to free help. Start there.
- Debt assistance from your municipality
- Geldfit Zakelijk, 0800-8115
- Ondernemersklankbord (volunteer advisers)
Coming soon
Want some tips first? Our situation check in ChatGPT will be free to use with your own ChatGPT account. If things look more serious, it will suggest you get in touch with us.
A BV, staff or personal risk
Then specialist guidance is usually wise. That is what we are for.
- Director's liability and the current account with your BV
- Restart, WHOA agreement or winding up
- Negotiating with creditors and the Tax Administration
You talk directly to Jacob van Aalst.
Jacob is an entrepreneur and the owner of Van Aalst Bedrijfsadviseurs. He helps director-shareholders and business owners who are stuck with debt, cash-flow problems or a hard decision about the future of their company. He maps the numbers, finds a workable route with you and stays involved until it is settled.
- Specialism
- Business debt and restructuring
- Approach
- First the picture, then a plan
- For whom
- Director-shareholders and SME owners
- Way of working
- Personal and confidential
How we work
Tell
You tell us what is going on, where the pressure is and what you want to achieve.
Sort
We put the numbers, debts and obligations in order.
Choose
We compare the routes and bring in a specialist where needed.
Act
Clear agreements on guidance, work and costs. Then we get to work.
What it costs
Always clear up front. No surprises afterwards.
| Item | What you get | Price |
|---|---|---|
| Introduction | 30 minutes, confidential, by phone or at the office | Free |
| Situation scan | Numbers, debts and risks in order, with written advice on the route | €[PRIJS] |
| Guidance | Restructuring, restart or winding up, including talks with creditors | Quote up front |
Frequently asked questions
When should I get in touch?
As soon as payment arrears build up or creditors start to push. The earlier, the more routes are still open.
Can I close my company while it still has debts?
Sometimes. If the company has no assets left, a turbo liquidation is possible, but you must account for it properly. Otherwise another route is needed.
Am I personally liable?
In principle not, but you can be in cases of improper management, a late notice of inability to pay tax, or a personal guarantee.
What does it cost?
The introduction is free. Even if we don't work together afterwards, you leave with a clearer picture of your situation and, where it fits, the right contact: free help, a lawyer or a specialist. If we do work together, you always get a fixed price or a quote up front.
Is my situation treated confidentially?
Yes. What you share with us stays between us.
Tell us what is going on.
Call Jacob for a free introduction.
Call Jacob to discuss your situation.
+31 71 207 90 07Outside office hours, or not sure yet what to ask?
Soon you can sort out your situation first with our situation check in ChatGPT. You get a summary and possible routes, and can then send it straight to Jacob or book a call.
Coming soon
Will work with your own ChatGPT account, free ones too. Not legal advice.